Working with
Shannon Grey, CFP®, CRPC®, MPAS®
CERTIFIED FINANCIAL PLANNER™
Asset Management:
A Complete Wealth Plan Designed To Nurture and Protect Your Assets
A Relationship to Inspire and Guide you through
Every Step of Your Financial Journey
​
​
​
​​
How You Are Supported:
​
Collaboration with a Trusted Partner, CFP® Professional, and Fiduciary with over 23 years experience.
We start with the Financial or Retirement Planning first.
Custom-tailored Investment Strategy and Tax-efficient Portfolio Design, aligned with your goals.
Three Portfolio Review Meetings a Year & Quarterly Portfolio Performance reporting.
On-Demand Appointment Request for any financial needs.
Debt Structuring and School Loan Payoff.
Cash Flow Analysis and Emergency Funds Savings.
Retirement Planning with Building Tax-Free Income in the Accumulation phase.
Personalized Values and Goal-Based Planning for short-term and long-term.
Forward-Looking Tax Planning and Lifetime Tax Minimization Strategies.
College Savings and Funding Planning with Analysis of Preferred Colleges, Scholarships, Grants, etc.
Equity Compensation Planning: RSUs, ISOs, NSOs, etc.- Tax Analysis & Planning.
Ongoing Investment Management and Monitoring tailored to your goals, risk tolerance, and time horizon.
A Balanced Portfolio Rebalanced to mitigate risk across asset classes (stocks, ETFs, mutual funds, index funds, bond funds or bonds, high-yield savings & cash)
Equity investment research incorporates fundamental valuation and key risk indicators.
Tax Loss and Gain Harvesting for taxable accounts.
Quarterly Portfolio Performance Report.
For Retirees, Retirement Plan income and drawdown distribution planning.
Social Security Lifetime Benefits Analysis & resources for Medicare benefits.
Retirement resources and support: optimal Social Security enrollment, private Health Care Insurance gap coverage from Retirement to Medicare enrollment, and Medicare benefits selection.
Risk Management (Insurance analysis)
Estate Planning and Beneficiary Review.
Long-term care planning (LTC Insurance, Life-Insurance Hybrid, QLACs, or self-funding).
End-of-life financial matters are in good order: Health Power of Attorney, DNR, beneficiaries updated, etc.
Ongoing Market and Economic Commentary.
Monthly Newsletter & Periodic Educational webinars.
Access to professionals for insurance, mortgage, estate planning, and other finance needs, etc.
& More
​​​
​
​​
​​​​
​
Assets Under Management Annual Fee*
$300k - $2 Mil 1%
$2 Mil - $3 Mil .90%
$3 Mil - $4 Mil .80%
$4 Mil - $5 Mil .70%
> $5 Mil or more Negotiable
*Payable Quarterly- last business day of March, June, September, and December
FEE EXAMPLE:
1% Annual Fee for Asset Management
$525,000 account
$525,000 x .01= $5,250 is the annual fee, paid quarterly
Calculation derived from closing account value of the last business day for the quarter
$5250/4=
​$1312.50 due the last business day of the quarter​
​
*Quarterly Management fees can be paid from IRAs, Roth IRAs, or brokerage accounts held with Schwab
​
Please review Our Process
